With little doubt, the hearings will be contentious. Senate Republicans sent a letter to President Obama pledging to block the nomination until there were concessions that would completely revamp the agency. Republicans insist that the structure of the CFPB be changed to a commission instead of a single director and that Congress control the budget..He has a point, they are making Luck out to be the next Manning, Brady, Brees, Rodgers. Those are big shoes to fill for anyone. While most think Luck will be great, we can't anoint him one of these guys yet.

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